Dalia's blog
This policy is valid from 28 May 2008
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My husband has excellent credit but it wasn’t always so good. His father preached the importance of credit but my husband had a car accident and lost some income when he was younger. He had to use his credit cards to live but couldn’t afford to pay them. It was important for him to find a means of credit repair because he wanted to restore his good credit standing. If you want to improve credit you need the expertise of people who assist others every day in that category. A lower credit rating means you have to pay higher interest rates if you are awarded credit. That means you can pay thousands of dollars more than people with good credit.
People with poor credit are considered sub-prime borrowers when they get credit. They can pay three percent to five percent more for a home loan than someone with good credit. That means they will pay a few hundred dollars more a month for a $200,000 loan and literally more than $100,000 more for the same loan and term. If you want to repair bad credit you need to check it out. It’s going to save you a lot of money in the short term and over your life time.
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